Inter earns R$ 425 million in 3Q26, up 26%, with 15.8% ROE
Inter posted net income of R$ 425 million in 3Q26, up 26%, with 15.8% ROE; 90-day delinquency rose from 5.3% to 5.5%.
2sources
2independent groups
2dpublished
In brief
Inter earned R$ 425 million in 3Q26, up 26%.
ROE slipped to 15.8%.
What we know
0401
Verified fact · material
Inter posted net income of R$ 425 million in 3Q26, up 26% year on year.
Profit growth.
02
Verified fact · material
ROE was 15.8% in 3Q26, from 16.3% in the prior quarter.
Profitability dips.
03
Verified fact · material
Delinquency over 90 days rose from 5.3% to 5.5%, and 15-to-90-day delinquency fell from 4.8% to 4.5%.
Credit quality.
04
Verified fact
Brazil Journal notes slower loan book growth.
Slower growth.
Transmission to assets
Market read-through
Profit grew, but profitability and long delinquency call for caution.
Portfolio impact
01INBR32mixed
Higher profit with lower ROE.
Mixed effect.
What would change the view: Stable delinquency.
direct30% confidence
Direction is an explanatory hypothesis, not a forecast or recommendation.
Next signals
What to watch
- Cost of risk
- Loan book growth
Limits of the reporting
What remains uncertain
- Sources do not detail provision composition.