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Caixa Econômica Federal

Brazil's largest public retail bank and the anchor of housing credit, with a mortgage book above R$ 1 trillion. Operating arm of directed-credit policies (FGTS, Minha Casa Minha Vida) and a candidate depositary in contested public contracts.

7articles
14material mentions
7connections
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SectorBrazilian banks6 shared articles ↗MacroLabor market3 shared articles ↗OrganizationBanco do Brasil3 shared articles ↗ThemeHousing policy1 shared article ↗ThemeCredit Stress1 shared article ↗AssetReal Estate Funds1 shared article ↗OrganizationTenda1 shared article ↗

Last 90 days

What sources are saying

Caixa posted a R$ 3.9 billion recurring Q2 profit, up 5.9%, as its housing book topped R$ 1 trillion for the first time. The counterpoint: provisions jumped 97.6% to R$ 7 billion and 90-day delinquency rose to 3.64%, per CNN Brasil.

Updated September 22, 2026 · 7 verified articles

Market transmission

Why it matters

Unlisted, Caixa moves markets through credit channels: mortgage origination pace supports developers and builders, its results gauge household credit quality, and its funding issuance (LCI, notes) competes in bank funding.

Explanatory mechanism, not a forecast or recommendation.

Articles in chronological order

07
CORPORATEBrazil

Caixa employees reject the bank third offer and the strike that began on September 10 continues

In virtual assemblies held on September 21, more than 90% of the union bases of Caixa employees rejected the bank third offer and kept the nationwide strike that began on September 10, for an indefinite period. The offer raised from 6.5% to 9% of payroll, from 2027, the cap on the bank contribution to the Saúde Caixa health plan, the main item of the specific agreement negotiated since June. The strike command is due to announce next steps; there is no date for a new round.

5 sourcesSep 21, 2026
CORPORATEBrazil

Caixa and bank workers resume talks after a week of strike, which continues with no end date

Caixa Econômica Federal and employee representatives resumed talks on September 16, a week after the start of the national strike, which continues indefinitely. The deadlock is over the funding of Saúde Caixa, the employee health plan, within the collective agreement renewal; there have been 54 meetings and four proposals from the bank. Update: on September 17 the bank presented a new proposal, raising its Saúde Caixa contribution from 6.5% to 9% of payroll from 2027, and the category votes on September 21 on whether to end the strike.

5 sourcesSep 16, 2026
EMPRESASBrazil

Caixa employees reject the final offer and keep the national strike, while Banco do Brasil signs a deal through 2028 and ends its stoppage

In assemblies closed on the night of September 11, Caixa employees rejected the bank's final collective-agreement offer, with 68% voting against in the São Paulo base, and keep the national strike begun on September 10; the sticking point is the Saúde Caixa plan, with contributions of 2.3% to 4.1% of salary, charges per dependant and a co-payment cap rising from R$ 3,600 to R$ 4,800, and the bank is expected to withdraw the offer and seek arbitration in the labour court. At Banco do Brasil most bases approved the offer, the agreement was signed on September 11 valid through 2028, with profit-sharing brought forward to September 16, R$ 360 million to the Cassi health plan and 35-day paternity leave, and the stoppage continues in only 18 bases.

5 sourcesSep 12, 2026
MACROBrazil

FGTS board adds R$ 500 million, lifting the Minha Casa Minha Vida subsidy to R$ 13 billion in 2026

The FGTS Board of Trustees approved on September 10, at its 207th ordinary meeting, a R$ 500 million supplement to the 2026 housing-subsidy budget, from R$ 12.5 billion to R$ 13 billion, at the Ministry of Cities' request, for tiers 1 and 2 of Minha Casa Minha Vida; projected actual use is R$ 12.6 billion and the top-up gives room to shift funds between financial agents at year-end.

3 sourcesSep 10, 2026
EMPRESASBrazil

Caixa staff start an open-ended national strike and Banco do Brasil sees partial stoppages in five regions

Caixa employees began an open-ended national strike on September 10 after more than 90% of union bases rejected the bank-specific collective agreement, with the Saúde Caixa health plan at the centre of the dispute; at Banco do Brasil the stoppage is partial, in Brasília, Rio de Janeiro, Porto Alegre, Pernambuco and Florianópolis, where bases rejected the convention. The general bank-workers convention, with INPC plus 0.6% real increase, was signed by Fenaban on September 9.

5 sourcesSep 10, 2026